Bespoke financial model
Turn your business plan into a connected, usable financial model with clear assumptions and outputs.
Explore the service ↗FINANCIAL MODELS FOR THE DECISIONS AHEAD
Financial models for clearer business decisions.
Bespoke financial models for funding, cash planning and acquisitions. Understand the assumptions, test the alternatives and see what changes.
Defined scope. Documented assumptions. A model you can understand and use.
ACA
Kishen Patel, BFP ACAICAEW Chartered Accountant
BUILT AROUND YOUR BUSINESS
Editable model & clear assumptions
Scenarios that explain the risk
Scope & fees agreed upfront
START WITH THE DECISION
What do you need
the numbers to answer?
Funding a plan, managing cash or buying a business? Choose the model around the question.
Startup or fundraising model
Financial models for founders preparing investor discussions, hiring plans and a clear explanation of how funding will be used.
Explore the service ↗Three-statement model
Connect profit and loss, balance sheet and cash flow so the forecast explains performance, funding and financial position together.
Explore the service ↗Cash-flow forecast
Cash-flow forecasts that show when money is expected to arrive, when payments fall due and where a funding gap may emerge.
Explore the service ↗SaaS financial model
SaaS financial models that connect customer growth, retention, pricing, team costs and funding requirements.
Explore the service ↗Acquisition or LBO model
Acquisition and leveraged buyout models for assessing funding structures, debt service and the assumptions behind potential equity returns.
Explore the service ↗Review or repair an existing model
A scoped review of an existing financial model’s structure, calculations, assumptions and usefulness for the decision ahead.
Explore the service ↗MORE THAN A SPREADSHEET
Every assumption.
Every connection.
A clearer consequence.
Connect the statements ↗Growth can improve profit while putting pressure on cash.
A connected model explains what happens between making a sale, collecting the money and funding the next stage.
01
Inputs you can trace
Clear drivers for customers, prices, people, costs and payment timing.
02
Scenarios you can compare
Understand the effect of slower sales, extra hiring or delayed funding.
03
A handover you can use
Agree an editable model, guidance and a process for keeping it current.
SEE THE MECHANICS
One change.
A different cash picture.
Explore a 12-month cash illustration. Adjust receipts growth and a hiring cost to see what happens to closing cash.
ILLUSTRATIVE STARTING ASSUMPTIONS£150,000
£150,000
opening cash.
£30,000 initial monthly receipts · 3% monthly growth
£35,000 monthly payments · £5,000 extra cost from month four
CHANGE THE QUESTION
Can we afford
the next hire?
What if growth
is slower?
When would
cash run short?
A CLEAR PROJECT FROM THE START
From a brief
to a working model.
Define the decision.
Your purpose, deadline, users and information available.
Build and challenge.
Connect the drivers, test scenarios and review the assumptions.
Explain and hand over.
The agreed model, documentation, checks and update process.
BEFORE WE BUILD
Your modelling
questions.
Answered.
What will I receive?+
The agreed deliverable can include an editable financial model, an assumptions guide, scenario outputs, model checks and a handover session. Platform, level of detail and ongoing support are confirmed in the proposal.
Do I need an existing spreadsheet?+
No. We can discuss a new build or a review of an existing model. Explain the decision, information available and deadline at the outset.
Will a model guarantee funding?+
No. A model helps explain the financial assumptions and funding requirement. Investors and lenders make their own decisions, and actual results may differ from forecasts.
MAKE YOUR NEXT DECISION A CLEARER ONE
Need a financial model?
Let’s connect the numbers.
Discuss my model ↗A clear brief. An agreed scope. A useful next step.
CONSULT EFC · PRACTICAL GUIDES
Go deeper before your next decision.
The assumptions register behind a useful financial model
Make a financial model easier to challenge and maintain: document input sources, owners, confidence, scenarios and the decisions each assumption supports.
Read the guide ↗Why a growth financial model can show a cash shortfall
Explore the gap between profit and funding needs through debtor days, stock, supplier terms, hiring and investment in an integrated financial model.
Read the guide ↗